Finance & Insurance


We are approved agents for MTF Vehicle Finance.

MTF has been a trusted source of vehicle finance since 1970, for cars, light trucks, boats and motorbikes.


Vehicle Loan

Our finance options are suitable for just about any vehicle – car, light truck, motorbike, van, ute or farm bike – and they’re easy to arrange.

We offer flexible terms so you can fit the frequency and amount of repayments to your budget.

You can include mechanical breakdown insurance, even if you buy privately, as well as payment waiver, that will cover your repayments if you can’t through redundancy or illness.


Finance Lease

An MTF finance lease is ideal for a business not wanting to tie up working capital in a vehicle. It may also suit some personal customers.

Key features

  • lease term of 46 to 48 months
  • fixed payments for the term of the lease
  • maintenance option available to cover service costs

How it works

You enjoy the use of the vehicle for the term of the lease and, at the end of the term, the vehicle is offered for sale. If the net sale proceeds exceed the vehicle value agreed when you took out the lease, MTF will pay you the difference. If the net sale proceeds are less than the agreed value, you pay MTF the difference.

Business advantages

If you’re a business customer, you may claim GST on the principal portion of each instalment, and your payments are tax deductible. The vehicle is recorded on your balance sheet, so you can also claim depreciation.


Risk Management Products

Payment waiver

Payment waiver is an optional product you can select which provides protection if the unexpected happens. When payment waiver applies, the payments under your contract will be waived, within agreed limits, if an agreed event occurs and all other conditions are satisfied.

Mechanical breakdown insurance

With mechanical breakdown insurance, ou are covered if your vehicle has an unexpected mechanical or electrical problem. We provide AA Roadservice, 24 hours a day, 365 days a year, plus accommodation and transport if you can’t get to where you’re going.

Further information about MTF and their products can be found here